Name. Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. CONTACT . Some lenders focus exclusively on pool loans, which can provide peace of mind to homeowners, knowing that their financing terms are geared toward pool installations. For many people, taking out a loan to finance the purchase of a swimming pool is a great way to enjoy all the benefits of having a pool without having to pay the entire cost upfront. Always very easy to work with. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. Borrowers with strong credit may qualify for an APR in the single digits, but pool loan rates can go much higher, especially for homeowners who are using a personal loan. They were easy to work and had everything completed quickly. Viking Capital requires that you have collateral to secure the loan, such as real estate or equipment. Being able to check the status of their loan at any time and from any location can be convenient for some borrowers, making it easier to track the progress theyve made repaying their loan. Save my name, email, and website in this browser for the next time I comment. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. Unsure of what option is best for you? The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. One option is an adjustable-rate mortgage (ARM). Subject to change. Other companies may require several days to fund approved loans, so its good to know what their funding time frames look like beforehand. Home | Sway Pools Working with a single lender for all of their financing needs may be convenient for some homeowners who would prefer not to keep track of multiple loans with different lenders. Whether they specialize in this type of financing or not, though, the best pool loan companies can provide numerous advantages to benefit borrowers, including: Homeowners have a lot of options when it comes to financing a pool installation. Email:[email protected] Read more >. Also, keep in mind that the longer the term of your loan, the more interest you will pay over time. Youre in control of the loan process with LightStream. . Just began our process with Lyon Financial.. was easy to apply and be approved. However, if you still don't see what you're looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. They have a simple application process and you can be approved for up to $250,000. As long time members of the community, we try to do whatever we can to help our customers get the pool of their dreams. What Type Of Loan Are You Looking For? Subject to credit approval. APR, terms, and loan amounts may differ based on loan purpose and credit profile. A higher credit score indicates a lower risk of default and makes you more likely to be approved for financing. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. One option for financing your pool is to get a personal loan from a bank or credit union. Depending on the lender and type of financing, a pool loan could run anywhere from 24 months to 25 years. Both Karen and Kevin were absolutely delightful to deal with, so grateful. We were pre approved for a loan. The smiles start here! We couldnt have been happier. Finally, youll need to have a solid business plan. Voted Best Service by Capital Region Living readers, we put our members first with unique products that make life easier. Unemployed borrowers can defer their monthly payment for 3-month intervals and up to 12 months total. You can only see the pick at SportsLine. Frequently Asked Questions | Pool Loans | Lyon Financial Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. Contact. They offer financing for all credit types, including those with bad credit. After 40 years in the business, we still put people first. Rates as low as 8.49% Terms up to 20 Years Loans up to $225k** Scores as low as 650 (*see details below) Complete The Application Form Then, enter the interest rate and loan term (in years). Once the loan is funded, though, borrowers who stay current with their repayment plan could receive some perks. Heres how it works: first, enter the amount of money you need to borrow for your Viking pool. GC Residential Unlimited license #80889 5984 Six Forks Road Raleigh, North Carolina 27609. If your score is lower than this, it means that you have a history of making late payments or skipping payments altogether. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. @media screen and (min-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}@media only screen and (max-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1 {background:rgb(34,34,34);}#wprev-slider-1 .wprev_preview_bg2_T1 {background:;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {color:#ffffff;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {color:#000000;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {font-size:18px;line-height: normal;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {font-size:16px;line-height: normal;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid rgb(34,34,34); }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#f4f4f4;}#wprev-slider-1 .wprev_preview_tcolor1_T1 { color: #ffffff; font-family: Montserrat; line-height: 1.5em; } a.wprs_rd_more { color: #fff!important; text-decoration: underline;} .wprevpro_t1_SPAN_5 {float: left; }. We strive to provide a 5-Star worthy experience to every customer. Lyon Financial has a wide variety of loan products to choose from, so you can find the perfect fit for your needs. A FINANCING PARTNER LIKE NO OTHER:Since 1999, Viking Capital has been providing swimming pool financing services, with personalized customer attention, to ensure that every pool loan is a perfect fit.We offer highly desirable swimming pool loan options for your clients and FREE advertising support for you! Lyon Financial Reviews, Ratings | Financial Services near 118 Morlake The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. SoFi can also provide same-day funding in some cases, helping many borrowers get their pool installation funds as quickly as possible. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. Viking Capital, Inc. Jul 2022 - Present10 months Marketing Director Lyon Financial May 2015 - Jul 20227 years 3 months Lyon Financial specializes in financing solutions for swimming. There was never high pressure sales on anything like that. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options. Includes family by adoption and marriage). Lenders will use your credit score to determine your likelihood of defaulting on the loan. What is a Bad Credit Score? A: Rates range from 4.99% APR* to 17.99% APR. Reviews | Viking Capital Home Improvement & Pool Financing Builder Partners They were very quick to get me approved! Fast, accurate and truthful information. This means youll save money on interest over the life of the loan. Once your application is received, it is reviewed individually by a member of our loan team, who will work to pair you with the program that best matches your needs and qualifications. Being self employed and having complicated taxes i was less then enthused to start the process. to our Military Families. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. Installing one of the best above-ground pools is a major investment, and it would be difficult for many homeowners to afford such a large expense without the help of separate financing. The calculator will then show you your monthly payment amount and total interest costs. information secure and enable our Top-Notch Im at the beginning phase of the pool build but so far everything has been an easy process..From application to signatures to the ok to start construction. The Runner-Up award goes to Lyon Financial because the lender specializes in this particular type of financing, offers low APR options, and provides lengthy loan terms. A cash-out refinance, for instance, could provide funds to pay for a new pool. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we could move forward with our dream pool project. Our Pool Loan Calculator is a great resource for exploring potential monthly payments, and can be accessed by clicking "Loan Calculator," located in the black bar, towards the top center of the page. SoFi does offer some flexibility for borrowers who fall on hard financial times, though. That can provide some peace of mind for homeowners who would rather not put up any of their possessions or assets as collateral to finance their pool installation. You have 6 months from the approval date to use the shopping pass to pay for the pool and any extras you have purchased through your pool builder. Our investments in technology keep your After 6 months, the card expires and your payment is locked in. Thank you for the kind words and for taking the time to leave feedback for us. Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Apply Now and we will schedule your FREE Loan Consultation! Because there is so much variance from lender to lender, it may be a good idea to check the APR range offered by each pool loan provider before making a final decision. Other loan providers may not have any credit score limitations at all, even offering pool loans for bad credit. Partner with the industrys leader to make your backyard dreams come true! Pool Financing at Swim - Pool Contractor in Raleigh He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! In return for setting up automatic payments on their accounts, borrowers may be able to shave a certain amount off their APR, which would mean owing less interest over the life of the loan. APPLY AT LIGHT STREAM FINANCIAL. Concord Pools partners with Viking Capital to offer highly desirable financing options. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. You get one more interest-only payment but can no longer affect the payment going forward. But some people might prefer to tap into their home equity rather than take out a dedicated pool loan. . Lyon Financial and Viking Capital both specialize in swimming pool financing. Conditions and limitations apply. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. TX Branch ID# 1286451 Once you have a better understanding of where your score needs improvement, take steps to boost it by paying down debts and making timely payments on all future bills. This ensures that the contractor is receiving the appropriate payments in the appropriate increments. With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. We may earn revenue from the products available on this page and participate in affiliate programs. The first step is to find a lender who works with people in your situation and compare their offers. https://www.revolutionreport.net/author/sophia-anthony/, This Site Is A Participant In The Amazon Services LLC Associates Program, An Affiliate Advertising Program Designed To Provide A Means For Sites To Earn Advertising Fees By Advertising And Linking To Amazon.Com. When you have good to excellent credit, the choice is yours. And, their customer service is top-notch! If you have loan needs, Viking Capital is your answer. Here's a closer look at Viking Capital vs Lyon Financial: Viking Capital is a direct lender, meaning they provide financing directly to consumers. Homeowners with higher credit scores are more likely to be approved for a pool loan and be offered better loan terms, such as lower interest rates. With 43 years of experience and over half a million satisfied customers nationwide, let Lyon Financial help bring all your backyard dreams to life! APPLY AT LYON FINANCIAL. Their multiple loan options have low rates and longer terms than common unsecured loans offering more affordable monthly payments. That's when we discovered the power of multifamily real estate investments, which allow us to create passive income and build wealth for our families, all while making a difference in local communities. Financing - Concord Pools & Spas Many pool loan providers support online applications, but response times could vary. . Get more reviews from your customers with Birdeye. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. Viking Capital is a family-owned business that has been in operation since 1999. You are only required to pay interest on the funds charged during the first 7 months of the loan. Once we receive your application, we can typically have a conditional approval for you in 2-3 business days. There are also no appraisals or home equity requirements. Homeowners may be able to finance a new pool with a home equity loan, home equity line of credit (HELOC), or even a second mortgage. The best way to find out is to use a loan calculator. New Pool Financing | Premier Pool Contractor The decision to build an inground swimming pool is a big one. Customers can also explore a wide range of other loan products from this lender. Because some lenders treat pool loans as a dedicated loan product and others provide pool installation funding through personal loans or home improvement loans, loan terms can vary quite a bit. Edward Jones - Financial Advisor: Brian Mathis, Edward Jones - Financial Advisor: Robert W Winkler. In this case, it may make more sense to choose a different type of loan with a higher interest rate but lower monthly payments. Before lenders extend a pool loan, they will first review the borrowers financial status and ability to manage debt. 518.588.3025 This email address is being protected from spambots. She is very passionate about general health and beauty. Learn more about Birdeye, SEO for small business 2021 - Online reviews are the latest strategy. Copyright 2023 Acton Media Inc. All rights reserved. Finally, click Calculate. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. Concord Pools partners with Viking Capital to offer highly desirable financing options. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). Borrowers may want to be sure that their loan amount will be large enough to cover the entire cost of installation, from site preparation and excavation to electrical work and lighting. See eligibility details. Our team of Pool, Spa, and Backyard Specialists are here and ready to help transform your dream into a reality. Customers can also manage their loan using the lenders mobile app, scheduling payments, setting up autopay, and checking their payment history. When comparing different lenders, its important to pay attention to more than just the interest rate. As we researched the best pool loans, we focused on lenders offering competitive interest rates, flexible financing terms, generous discounts, and quick application and funding time frames. Are you interested in adding a pool to your property? Term of 30 years requires a minimum FICO of 780. However, there are lenders who specialize in loans for people with less than perfect credit. Flexible and varied loan terms so borrowers can pay back their pool loan at a pace that feels right for them. Additionally, Viking Capital offers fixed-rate loans, which can give you peace of mind knowing that your interest rate will never increase. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. They offer financing terms up to 20 years, no consulting fees, low and fixed interest rates. I would highly recommend! Obtaining a scope of work may not be terribly difficult, though, since the lender can connect customers with experienced pool builders through its preferred contractor network. New comments cannot be posted and votes cannot be cast. !You have a new customer for life! Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. You'll feel like the valued customer you are. Definetly a great experience! Although Viking does charge some up-front lender feesand those fees will vary from borrower to borrowereligible service members may be able to lower their loan costs by taking advantage of the lenders military rate discount. Rate discounts to help lower the total cost of the loan and make pool financing more affordable. Getting pre-approved for financing before finding a pool can help make the process smoother and give you a better idea of how much money youll be able to borrow. >>> Lyon Financial >>> HFS Financial >>> Viking Capital The interest rate on this loan is fixed at 5.99% and there are no origination fees. A: Lyon Financial is a respected financing consultant, in business since 1979. Another option is a home equity line of credit (HELOC). We use cookies to optimize our website and our service. Viking Capital Pool Loan Credit Requirements are fairly simple and straightforward. Pool Financing at Swim Incorporated - Pool Contractor in Sarasota There was never high pressure sales on anything like that. The technical storage or access that is used exclusively for statistical purposes. The Best Pool Loans of 2023 - Picks by Bob Vila But there are financing options available that can help homeowners shoulder these costs and build a pool to their specifications. Easy, done. Why Choose Viking Capital for Swimming Pool Financing? Through our solid relationships with more than 3,000 pool contractors and our continued commitment to putting our clients first, we have built a reputation as the first choice in providing pool financing solutions. var year = new Date();document.write(year.getFullYear()); and not be charged any additional interest. Borrowers must have a minimum credit score of 580 and a maximum debt-to-income ratio of 50%. Swimming Pool Loans Desirable loan options and personal attention every step of the way! Swimming Pool Financing Options - Viking Capital Pool Financing How much can you afford to borrow? The terms of your loan will be determined by the amount you are borrowing, your credit score, and the lender you choose. Viking Capital Loan Specialists give personal attention to every borrower and take the time to understand their financing needs and qualifications. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. When determining the best pool loan companies, we considered how much money homeowners might be able to borrow from each lender and if that amount would be enough to fund an inground pool. FREE Loan Consultations and payment details for all applicants! Swimming Pool Financing in Forney and Rockwall | Pool Xperts The Bright Way to Borrow! 118 Morlake Drive . A higher credit score indicates to lenders that youre a lower-risk borrower and more likely to repay your debt on time. Borrowers looking to build a more expensive pool with high-quality materials and luxurious amenities may want to start their search for the best pool loans by focusing on lenders with higher maximum loan amounts. Lyon Financial. The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. It was definitely the answer for us. The main advantage of personal loans is that they usually have lower interest rates than other types of loans (like credit cards). Exactly the way it should be. Already a customer of ours? Lyon Financial. APPLY AT VIKING CAPITAL . As such, borrowers with excellent credit scores (750+) can expect to qualify for the best rates and terms on their loans. Ready to get started, click the button below to request a fee consultation! Generally, youll need a credit score of 620 or higher to qualify for pool financing. SoFi is a major player in the lending industry, supporting a wide variety of loan products for customers to choose from, including a home improvement loan for pool installations. State License: CPC1457499 2119 Global Ct. Sarasota, FL, 34240. A: Most fundings involve paying the pool builder directly in stages, according to the progress of the project. This loan is best suited for businesses that have been in operation for at least two years and have annual revenues of at least $100,000. One of the more common discounts homeowners might encounter while vetting pool loan companies is an autopay discount. The model is leaning Over, and it says one side of the spread has all the value. We couldnt have. I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. Fresno Clovis pool builders|Safety pool covers Swim spas Fresno CA Once they receive your pre-application, they will help you through the process of choosing a lender program that best fits your needs. Your credit score is one of the most important factors lenders will consider when determining whether or not to approve your loan application. Get in touch today to ensure you get the job done well. Lyon Financial is a great company to work with if you are looking for a pool loan. Viking Capital APR (interest rates) As low as 5.49% Maximum loan amount $125,000 Loan terms Up to 20 years Swimming Pool Financing: What to Know and Best Pool Loans Home- Passive Real Estate Investing If youre not sure where your credit stands, check your free annual credit report from each of the three major credit bureaus Experian, Equifax and TransUnion for errors or negative information that could be dragging down your score. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. With dedicated pool loans, personal loans, home improvement loans, and home equity loans all on the table, it can feel a little overwhelming at times. AMS Financial : Viking Capital: Lyon Financial: Lightstream. This way, potential customers can quickly see if they qualify for a pool loan and, if so, what terms they may be eligible to receive. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. A: There are no prepayment penalties so you can pay the loan off early I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. Viking Capital Loan Specialists give personal attention to every borrower and take the time to understand their financing needs and qualifications. Loan programs offered are available nationwide for terms of up to 30 years. He even suggested my husband co-signing which after fixing 1 thing on my husbands credit report got us approved for funding. Less than a week turn around. viking capital financing click here: lyon financial click here ~ we autograph our work with excellence ~ roc 300590 / 300592. home about us gallery construction video packages contact us financing landscape selections . Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. We hope this tool helps you finance your new Viking pool! We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. If you are considering financing a swimming pool, be sure to shop around for the best rates and terms. A bad credit score is generally considered to be any score below 630. All Rights Reserved By Revolution Reports 2023, Student Loans for Undergraduates Without Cosigner. In 2022 Loan Requests. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. David was great to work with and made sure that we were aware of everything that would happen along the way. Some borrowers may qualify for an APR as low as 4.99 percent, which can help save them money on interest over the length of the loan. TX-SML# 42691 For instance, eligible borrowers could qualify for a loan amount as high as $225,000, which is extremely high for this type of financing and would allow them to secure the funding for all but the most expensive pool installations. Multiple Loan Options - including 10 and 12 year loans only available through Viking Capital. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Some affiliates of Lyon Financial may offer a rate discount via AutoPay. All information is subject to change without notice. Its also important to weigh both the total cost of a pool loan and the monthly expense required to pay it back. Subject. Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. Borrowers can also conveniently manage their loans through the lenders dedicated mobile app. Looking into a pool loan, this seems fishy Is it? Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. We received a better interest rate through Viking than any other pool loan company!
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viking capital vs lyon financial